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With plenty of great offers and discounted properties on offer in the Spanish property market, buyers may need to be quick to snap up the very best deals. One of the best ways to be prepared and beat your competitors to the best Spanish bargains is to get yourself assessed and qualified for a Spanish mortgage before you begin your search and your negotiations.
There are some good, reputable Spanish mortgage brokers out there, and once they have been supplied with details of your income, expenditure and liabilities, they will be able to give you an idea of the level of funding that you are likely to receive, together with details of the mortgage products that may be available to you.
100% banks development discounted finance mortgage off-plan price properties property spain spanish valuation Anybody who has recently tried to obtain a mortgage, either a mortgage in Spain, or a mortgage in their home country, will tell you that it´s not the easiest of processes anymore.
During the peak of the Spanish property market, lenders were falling over themselves with offers of easy and cheap credit to overseas buyers. The banks were so hungry for business in a rising property market, that they were prepared to base their levels of lending on the property valuation, rather than the property price. Any market is based on greed and fear, and if we are now in the midst of fearful economic times, then it´s certainly true that at the market´s peak, greed was the overriding factor. Continue reading »
