In the UK, it always seems to me that consumers and lenders alike are totally aware of the merits of interest only mortgages, and that there is an enormous choice of products in the marketplace. Particularly when buyers are seeking to purchase investment property, the option of an interest-only mortgage would seem to make complete sense, allowing for positive cashflow and a longer term plan to pay off the loan from the expected rise in the price of a property over a 10, 15 or even 20 year period. Continue reading »

Here at Your Key to Spain, we have many years experience of the Spanish property market, and are accustomed to listening to the individual wants, desires and ´must-haves´ of hundreds of prospective buyers.

Most of these, or course, make absolute sense – the garden for the dogs, the third bedroom for the teenage boy…I´m sure you get the picture.

But the one request (or ´demand´ in many cases) that I always query is the need for a west or south-west facing terrace. Continue reading »

There are plenty of tourists in Marbella at the moment, and one of the most popular areas for holidaymakers is Elviria. Situated 12 km from Marbella centre, Elviria offers something for everyone.

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One place that is enduring in its appeal is the affluent and glitzy yacht marina of Puerto Banus. People simply love visiting the place. They travel from far and wide to sample the huge array of restaurants, shops, bars, nightclubs…..you name it, Puerto Banus has got it. It appeals to all sorts – families, couples, singles, golfers, hen and stag parties. Continue reading »

With all the talk of falling property prices and a collapsing Spanish real estate market, I can assure those skeptics amongst you that there are some places that are managing very nicely indeed. Continue reading »

We have just been offered the opportunity of working with one of the leading Spanish high street banks, who want us to help shift their large stock of repossessed Spanish properties.

We´ve been given access to a very smart computerised database in which we can find Spanish properties for sale in a variety of regions. We can see an overview of the details of each property with measurements, a picture, a bank valuation, and importantly the current sales price that the bank is after. Continue reading »

Sterling has risen to a nineteen month high against the euro. The euro sterling exchange rate passed through the critical barrier of 1.20 earlier today, the highest point it has reached since the gloomy days of December 2008 when sterling was at near-parity to the euro, trading at a rate of 1.02 Continue reading »

Many people ask us what we consider to be the best value golf resort in Southern Spain.

Our answer every time is quite simple – it has to be Los Arqueros.

Firstly, its location is superb, neighbouring the private villa estate of La Zagaleta, the most expensive place to live in the whole of Spain, and just 10-15 minutes drive from the beaches and amenities of the jet-set marina of Puerto Banus. Continue reading »

If you are thinking of designing and building your own villa in Spain, you may be interested to know if Spanish mortgages are available for the project.

In the good old days when banks were actually inclined to lend money to people(!), it was common practice for Spanish banks to lend up to 50% of the value of a plot of land. So for instance, if you were interested in buying a plot of land in Spain for €350,000, you could expect to be able to borrow €175,000 – subject to status of course. Continue reading »

The recent travel chaos has not just hindered people seeking to return to the UK from overseas. It has also prevented prospective buyers of properties for sale in Spain from making the journey from Northern Europe to inspect potentially suitable Spanish properties.
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